WEBArticles

Sponsored links

AdSense

Another AdSense

Top 5 Things You Need to Know About Your Mortgage!

Mortgages tend to be complicated with varying interest rates, terms, numerous fees and conditions that can greatly impact the final outcome, or better represented by the money spent to borrow the money to buy a new home. There are financial advisors, mortgage lenders, loan officers, and other professionals that are responsible for explaining and educating people in the mortgage process.With so many people there to assist you, you would think that there would be enough information out there to help yourself, without having to seek out assistance or worse yet, pay for a professional's advice, when you have the capacity to educate yourself about the basics. After you have understood the basics of a mortgage, then a loan officer or... read full article > >

If You Grab Hold of the Antenna Wire, Stand on One Foot with Your Thumb in Your Mouth It Looks Good

Satellite Dish companies are stepping up the war for new customers on the airwaves and the cable companies are answering with their own advertising campaigns. It seems like we are bombarded every day with advertisements from the television providers asking for our money and trust in their product. So who has the best deals?Let’s look at the individual players in this “war”.Satellite Dish providers sell you a dish that attaches to the roof of your house (or some other convenient location) that can “track” the provider’s satellite and bring the signal into your home. Most of the dish companies are offering the dish as a free incentive to subscribing to their service so this cost is absorbed... read full article > >

Confessions Of An Elephant Eater

How do I like my Elephant? With fried onions and ketchup of course. I'm only joking. The real question is "How Do You Eat An Elephant?" One bite at a time. I don't actually eat elephants. The elephant is a metaphor for big goals. So "How Do You Accomplish Big Goals?" One bite at a time. In my last article I asked you to set goals that are big. To reach for the stars. But I know sometimes big goals can be overwhelming. You need to aim for the stars and once you've got your goal in place, your next step is to break it down. Let's set a simple goal to start with. You're bored with the nine to five ... you're tired of your boss ... you want to... read full article > >

Refinance Loan Tips: Debt-to-Income Ratio?

What is a debt-to-income ratio?Your debt to income ratio compares the amount of your debt (minus your mortgage payment) to your gross income. In most cases, the ratio is calculated on a monthly basis. For example, if your monthly gross income is $2,500 and you pay $500 per month in debt payment on loans and credit cards, your debt-to-income ratio is 20 percent ($500 divided by $2,500 = .20).Debt-to-income ratio compares debt liabilities to income.Debt-to Income Ratio = Total Debt Payments / Monthly Gross IncomeHow do I calculate my debt-to-income ratio?The first step in calculating your debt-to-income ratio is figuring your gross monthly income, which is the amount you earn prior to all deductions. If you’re paid every other... read full article > >