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Live After 40

"For man, as a specie, and unlike other inhabitants of the globe, does not just ravage mindlessly the planet of its bounties in order to survive. He endeavours to leave behind legacies of the application of his mind." -Rasheed A. GbadamosiI turned 40 few months ago, and if statistics are right and I die on or around my 80th birthday, I am halfway done. So, for me, it's half time. And that got me thinking about football, particularly about the half time events in the locker room. The coach usually gathers all the players in the locker room for pep talk. Most of you can, probably, imagine that.There are two primary things that happen at half time. One is... read full article > >

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Are Adults Too Old to Start to Learn a New Language?

This is another installment in our series of mini-articles on Language Acquisition.Although it is commonly believed that children acquire a Second language quickly and effectively, research shows that the same could be the case with adults, given certain conditions.The wealth of evidence clearly demonstrates that there is by no means any biologically determined constraint on the language learning capacity that emerges at a particular age, nor any maturational process which requires that older language learners function differently than younger language learners.This of course does not imply that younger and older learners acquire the language in precisely the same way. Every stage of your life has different advantages and disadvantages, and the same applies to language acquisition. For example, older learners... read full article > >



Plot Points -- Raise the Red Lantern (1991)

Plot points are linear links that make up the chain of traditional Aristotelian 3-act dramatic structure. This classic structure worked well in Hollywood for almost a century now. Although young movie makers are forcing the limits of this structure, plot points still rule the day as the “tent poles” that hold up of the circus of our dreams. Here are the plot points of Raise the Red Lantern (1991), as I see them.Raise the Red Lantern (1991)Starring: Gong Li, Cao Cuifen, He Caifei, Jin Shuyuan, Kong Lin, Ma Jingwu, Zhao Qi Director: Zhang Yimou Writers: Ni Zhen (Screenplay), Su Tong (Novel)ESTABLISHING SHOT: 19 yr old Songlian, looking straight into the camera, agrees with her off-camera mother to be married against... read full article > >



Stated Income Home Equity Loans: Cash Out Financing Made Easy

Simply put a stated income home equity loan means that the borrower is not going to be verifying any assets or your income in order to give you a loan. That’s not possible you might say, but it is. For the most part the only people who will end up getting a stated income home equity loan however, are the borrowers with an outstanding credit report. In the bigger picture, these second mortgages are an excellent choice for the person who is self-employed and needs to borrow money but again, good credit is almost mandatory.At creditlinkx, the no income, no asset verification and stated income loan process is explained as a mortgage that is a, “specialty loan... read full article > >

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Second Mortgages and Bad Credit

Nearly anyone can get a second mortgage. Gaining approval for a second mortgage is more difficult than getting a first mortgage, but is usually possible, but it is much more difficult for people with bad credit to be approved for a second mortgage. Bad credit occurs when someone has CCJs registered against them, have defaulted on a loan, or have been forced to declare bankruptcy, or have missed payments.People with a tainted credit history must deal with the fact that many people will take the risk of loaning them money. In such cases, these people should probably hire a specialist or at least be informed by one on what they should do. Their options are quite limited and they... read full article > >